Home Business Affordable Home Loans Under Stress, Surge in ARC Sales

Affordable Home Loans Under Stress, Surge in ARC Sales

By
Business Editor - Nikhil Bhatt
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84
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he home loan segment, once considered one of the safest, is facing stress—particularly in affordable housing loans. Rising defaults have pushed banks and financial institutions to sell such loans to Asset Reconstruction Companies (ARCs). In Q1 FY2025, ARCs issued security receipts (SRs) worth ₹1,713 crore, a 245% increase YoY. Most

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